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Health Insurance

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Health Insurance

FAQ-Student Injury and Sickness Insurance Plan

Why is student health insurance voluntary?

The federal health care reform legislation required new minimum essential benefits to be included in student health plans which significantly increased the cost of student health insurance.

Can I stay on my parents’ insurance plan?

Yes; for students whose parents’ employer plan offers dependent coverage, you may stay enrolled up until age 26.

What medical services are available at the Student Health Center?

The Student Health Center has expanded its hours of operation until 7:00 p.m. Monday-Friday and 1:00 p.m. – 7:00 p.m. Saturday and Sunday. The following services are available to students weather they have medical insurance or not: campus physician office visits for routine acute and chronic illnesses; diagnostic x-ray and laboratory; allergy injections; medications stocked by the pharmacy; health education; confidential HIV testing; reproductive consultation; mental health counseling; wellness /preventative care; and accidental death & dismemberment coverage.

What referral services cannot be performed at the Student Health Center?

The following services must be referred to an outside provider, and the student must have medical insurance to cover the following services: hospital emergency room; inpatient hospital; outpatient medical expenses; ambulance services; specialist consultations; surgery/anesthesia services; and outpatient physical therapy.